Things You Need To Know About Rental Car Insurance

 Things You Need To Know About Rental Car Insurance

Owning a car may be expensive. The starting investment to buy a car is usually high, and maintenance expenses may keep increasing with time. Therefore, car renting is a much more affordable alternative for many individuals. Moreover, renting a car for some days or months may be more flexible for you. But remember to consider car insurance as insurance may save you money in the future in some cases, and also consider a few things before taking a car insurance. In addition, we will explore insurance car rental in Sutton, Ontario, its significance, and factors before buying rental car insurance. 

How does Rental Car Insurance work?

Rental car insurance operates very differently from standard car insurance, and its benefits and coverage may be different depending on the rental company and your location. There are three types of coverage insurers for insurance car rental in Sutton, Ontario.

1. The first type is CDW (collision damage waiver). This coverage may protect you from damages to the rental car’s body, but the extension is not for tires, engines, windshields, and other parts. In addition, it doesn’t include driving incidents under the influence of alcohol or reckless driving.

2. Another type is theft protection. If the rented car gets stolen, the financial implications may be significant. Theft protection coverage ensures you don’t have to tolerate the expenses personally. It also covers those damages also which resulted from attempted theft.

3. The last one is third-party liability coverage. This insurance rental coverage in Sutton includes the damages caused to any third party if you are involved in an incident while driving a rental car.

Importance Of Car Rental Insurance Cover

● Rental car insurance is vital as it protects you from any damage to the car or third-party liability at the time of the accident. A super collision damage cover may also protect from bodily damage to a car and parts of a vehicle such as windows, windshields, engines, etc. In case of any injury to the person or the occupant of the car because of an accident, a personal insurance cover may bear all your medical expenses.

● Similarly, a roadside help cover may protect you from inconvenience if your rented vehicle runs out of fuel or breaks down. A third-party liability coverage saves you from third-party liabilities, and its coverage limit can be extended by purchasing supplemental liability insurance. If you meet an accident with a non-insured other party, a non-insured motorist protection coverage will offer coverage.

● Select full protection coverage if you want the protection level offered by all the above-mentioned coverages. It protects from damage to the car, theft of your rented vehicle, charges for repair, and other costs added to the car rental insurance claim procedure.

Things To Know Before Buying Insurance For Rental Cars

There are various significant factors that you must keep in mind before buying insurance car rental

● You must be aware of the maximum limit of collision loss damage insurance. If the rental company provides the claim, it’s great over the coverage made by rental car insurance.

● You must know if it is primary or secondary coverage for rental car insurance. Primary coverage is the best option, and you may also benefit from it with credit cards. Furthermore, this makes sure that credit card providers consider insurance claims.

● In addition, you must keep the extent of coverage in mind, and it depends on the type of coverage you select. For example, a collision damage waiver considers only the body of the car and not the car’s parts.

Protect Yourself From Car Damage Expenses With Car Rental Insurance!


When you have insurance car rental in Sutton, Ontario, it protects you from many car damage and injury expenses. You must have insurance to protect yourself from further expenses whenever you rent a car. If you want a car to rent, contact us at Affordable Car & Truck Rental. We offer so many different cars to rent and other car rental services. For more information, contact us through our website.

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Head Office Address : 157 High Street, PO Box 837, Sutton, Ontario L0E 1R0

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Phone : (905) 487-0036

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